Individual means: you

Couple means: you and your husband/wife or civil partner.

Family (Value Policy) means: you and your husband/wife or civil partner plus all dependent children of either of you, under the age of 12 years in full-time education, all permanently residing with you. Your unmarried dependent children are only covered when travelling with an adult insured under this policy.

Family (Deluxe Policy) means: you and your husband/wife or civil partner plus all dependent children of either of you, under the age of 18 years in full-time education, all permanently residing with you. Your unmarried dependent children are only covered when travelling with an adult insured under this policy.

Family cover is only available to persons aged 65 years or under (at the date of purchase).

Single Parent Family (Value Policy) means: you plus all your dependent children under the age of 12 years in full-time education, all permanently residing with you. Your unmarried dependent children are only covered when travelling with an adult insured under this policy.

Single Parent Family (Deluxe Policy) means: you plus all your dependent children under the age of 18 years in full-time education, all permanently residing with you. Your unmarried dependent children are only covered when travelling with an adult insured under this policy.